What is OSAP?

The Ontario Student Assistance Program (OSAP) is a financial aid program that can help you pay for college or university.

OSAP offers funding through:

• grants: money you don’t have to pay back
• a student loan: money you need to repay once you’re done school

When you apply for OSAP, it automatically considers you for both grants and a loan. If you don’t want to take a loan, and you’re a full-time or part-time student, you can decline it after your application is approved.

What OSAP can help with?

OSAP can help you pay for:

• tuition
• books and equipment
• fees charged by your school
• living expenses (full-time students only)
• childcare (for full-time and part-time students with children)

Who can get OSAP?

OSAP is open to Ontario residents of any age who are:

• Canadian citizens
• permanent residents, or
• protected persons

How OSAP verify your information?

After you submit your application, OSAP verify:

• your Social Insurance Number (SIN) and other personal identification (through Employment and Social Development Canada)
• your credit history/rating (through a credit reporting agency, like Equifax)
• all the income provided on your application (through the Canada Revenue Agency (CRA) and any Ontario government programs)

If you, your parent(s) or spouse don’t file a tax return (for example, have foreign income) or if OSAP can’t verify the information with the CRA, OSAP will ask you to provide documentation that verifies the information.

OSAP will verify your program dates and school costs (for example, tuition, books) with your school – either electronically or on paper. If OSAP need more information, they will let you know.

To get more information about this free tuition PSW program, please contact the college at (+1)416-635-7190 or email us – admissions@clarkridge.com.

Apply Now

Reference: https://www.ontario.ca/page/learn-about-osap

Who is not eligible for OSAP funding?

You may not be eligible for OSAP if you:  

• don’t meet the academic progress requirements
• have enough financial resources, including other forms of government aid, to cover your expenses allowed by OSAP
• report income on your OSAP application that’s significantly different from what you reported to the Canada Revenue Agency (CRA)
• have defaulted on a student loan
• have grant or bursary overpayments or multiple outstanding loan overpayments
• failed a credit check
• filed for bankruptcy, made a consumer proposal, obtained a consolidation order or filed a document seeking relief for the orderly payment of debts
• have reached your lifetime limit of student loan funding (340 weeks of funding, 400 weeks of funding for doctoral studies, up to 520 weeks of funding for students with disabilities)
• are an international student
• are not a resident of Ontario

Reference: https://www.ontario.ca/page/learn-about-osap